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In general, most people should have life insurance that is equal to five to seven times their annual gross income

Defining Your Needs

Simply stated, life insurance is protection to ensure that your family will have financial security when you die. If something should happen to you, how will they be able to continue doing the things they take for granted? Continue their education, live in a nice home, or create a retirement without you? Life insurance can help provide the answer.

Two of the big questions for most people is, how much life insurance do I need, and what kind?

The amount of life insurance you need depends on your situation. If something happens to you, how will your family meet the on going daily needs such as:

» Monthly bills and expenses
» Daycare costs
» Mortgage payments
» Education
» Income replacement
» Retirement

For more information call our office and set up an appointment with an agent who can discuss your situation. (636) 441-2440