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It is good to review your coverage's at least once a year to see if any coverage is missing for things you may have added through the year and to see if you have enough coverage to protect you in case of loss.

As a business owner you have much to protect. That is one of the reasons you need an independent agent who will take the time to….

» Help you analyze your insurance needs.
» Develop and customize a plan for your specific situation.
» Offer you a competitive price.
» Service your needs once you have a policy in hand.

As your independent insurance agency here are some of the coverage's we can offer you

» Commercial Property - provides coverage for your buildings and contents.
Coverage's range from specific named perils policies to broader peril coverage's.
» Commercial Liability - provides coverage including defense for liabilities associated with operating a commercial business enterprise. Policies can be tailor-made to meet your needs.
» Inland Marine - provides coverage for business assets and hardware while these items are off premises.
» Workers Compensation - Workers' Compensation coverage provides protection for injured workers and protection through employer's liability coverage.
» Business Automobile - this coverage is available to protect your business from the liability associated with operating automobiles. Coverage is available for owned, non-owned, and hired vehicles including autos, trucks, vans, and trailers.
» Directors & Officers - is designed to protect the directors and officers of your organization from damages and defense costs due to civil claims, claims of negligence, and of errors and omissions.
» Home Based Business - Homeowners insurance may not cover many home business related claims. This could mean a major loss of income, as well as other significant losses, for your home business. If you have a home based business you may need to contact us to discuss proper coverage options that offer both protection and affordability.

In most cases we can help you secure the protection you need.

For more information call our office and set up an appointment with an agent who can discuss your situation. (636) 441-2440